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Hi, both me and my boyfriend are Malaysian and have hold Singapore PR for more than 3 years. We are considering buying a resale flat in Singapore.
Both of us do not have a property in Malaysia or overseas, but I have an existing housing loan in Malaysia (my parent and my brother are the house owners). Am I still eligible to buy the house? Or do I have to dispose the house within 6 months?
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3 Answers

Robbie Chen Chee Howe
Replied
Hi Ms,

You will only be eligible to purchase a resale HDB flat if you marry your boyfriend. You must solemnize your marriage latest within 3 months from the resale completion date.

You are also required to dispose off all interests in residential properties (local or overseas) within 6 months of the purchase.

Housing loan and home ownership are 2 different matters, I believe that as long as you can prove that you do not have any interest in the property in Malaysia, then you should be fine.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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  • CS
    Replied
    Thanks, Robbie. Noted marriage cert is required if we purchase a HDB.

    Does PR entitled to the any housing grant? How does the loan application works? Is there any portal where I can conduct a check on whether we are eligible to buy a resale HDB, given the consideration that I have an existing housing loan in Malaysia?
Wilson Leong
Replied
you do not need to dispose your malaysia property.

You can buy singapore flat in singapore.

regards
wilson leong
 96305577 
wilsonleong61@gmail.com Read More
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  • CS
    Replied
    Is there any housing grant applicable for PR? We are both Malaysia citizen.
Gavin Ng
Replied
Hi

We have assisted numerous Malaysian buying an HDB flat. In fact, we have just helped a Malaysian couple exercised an option for a unit in Sengkang.

We have also handled Malaysian properties and are familiar with the regulation and financing in Malaysia.

From the information given, you are eligible to buy an HDB resale flat.

You may text 9620 0827  and we can do a Proforma Financial Statement for your better understanding and reference. Attached a link for your reference. https://tinyurl.com/y8q3888u

Regards

Gavin Read More
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